Approval AI

Approval AI is America’s first AI mortgage platform designed to help homebuyers save time, money, and stress by automating the most painful parts of getting a mortgage: paperwork, rate shopping, and negotiation. It uses artificial intelligence to simplify the mortgage journey, allowing users to fill one form, let AI shop lenders, negotiate rates, and enjoy a spam-free process to find their best home loan. The platform acts as a technology tool for users to independently explore, organize, and manage the mortgage process, providing educational information and assistance in preparing financial details for potential mortgage applications, rather than acting as a mortgage lender or broker.

Users begin by filling out one comprehensive form with their information. Approval AI's artificial intelligence then takes over, helping to shop and negotiate with various lenders on the user's behalf. Finally, users review the personalized offers presented by the platform and select the deal that best fits their needs. An AI assistant is available 24/7 for instant answers to home loan questions, and human experts are accessible for more complex inquiries.

• AI-assisted negotiation with lenders (AI Deal Maker)
• Single form application for multiple lenders
• AI assistant for instant answers and human expert support
• Spam prevention and data privacy
• Rate comparison and offer organization
• Bank-level data encryption

• First-time homebuyers navigating the complex mortgage process.
• Individuals looking to refinance their existing home loans efficiently.
• Borrowers seeking to compare rates and terms from multiple lenders without extensive manual effort.
• Anyone wanting to automate paperwork and negotiation steps in their mortgage application.
• Users who wish to avoid unsolicited calls and emails from lenders.